Other Insurance

What if something happened to you so you couldn't work? What if you experienced a catastrophic event or suffered a long-term illness? Would you be protected by the right type of insurance?

What if your house was broken into or your car stolen or hit in an accident? What if you were robbed or had an accident while travelling to another country? Would your family have enough money to cover the costs? Would you be able to keep the house?

These are all realistic scenarios that could occur at any time. Fortunately, there is insurance available to protect against these potentially disruptive events. This section of the ProsperiGuide website, Other Insurance, will discuss some of these forms of insurance.


Before you get started, here are some helpful tips to keep in mind as you think about other forms of insurance:

  • Monitor and adjust your insurance coverage and decisions every three to five years to suit your changing circumstances.
  • Review your insurance policies when your economic and personal circumstances change, such as when you marry, get divorced, have children, change jobs, and so on.
  • Never cancel existing insurance until you’re positive that the new company has accepted and approved your application and the new insurance is in place
  • When it comes to insurance, don't put off today what you may not be able to deal with tomorrow